Made by Davi Aires
Costa Cruzeiros Paymod
Costa Cruzeiros Paymod was an end-to-end project where I conducted user research, qualitative interviews, and usability tests to develop a seamless online checkout experience. Designed for both web and mobile platforms, this solution allows travelers to effortlessly pay for their cruise reservations, ensuring a smooth and intuitive payment process throughout their journey.
Role & Skills
Design
Created in
2025
STRATEGY
From complex cruise payments to a seamless checkout

Expanding access with Pix adoption
Problems:
- In Brazil, Pix was rapidly becoming a preferred e-commerce payment method, especially among mobile-first users.
- Not offering Pix would exclude a significant portion of potential travelers.
Solutions:
- Added Pix as a parallel payment method alongside credit cards.
- Designed clear states for Pix transactions (Pending, Expired, Abandoned) to reduce confusion.
- Positioned Paymod as future-ready, combining traditional credit usage with emerging instant payments.

Building around credit cards and installments
Problems:
- Cruises are high-ticket purchases, and travelers expected credit card payments with flexible installments.
- Lack of transparency in installment plans often created anxiety and drop-offs.
Solutions:
- Designed a credit card flow with up to 12x installments, showing total and per-installment values clearly.
- Integrated strong security (3DS) and error handling for declines or expired transactions.
- Ensured credit card was the default and most visible option, aligned with global booking standards.

Bringing payments online for the first time
Problems:
- Before Paymod, travelers in LATAM had no digital way to pay for cruise reservations.
- Payments were processed manually, through agents, or in fragmented flows.
Solutions:
- Designed an end-to-end digital checkout for both web and mobile.
- Supported Pix and credit cards with up to 12x installments as the main payment methods.
- Established the first self-service payment flow for Costa Cruises in LATAM.
SOLUTION
A multi-platform checkout for cruise reservations
I led the design end-to-end, from research and qualitative interviews to usability testing and final handoff. The process included:
Research & Interviews: Conducted qualitative sessions with both travelers and agents to uncover pain points around reservations and payments.
Prototyping & Testing: Designed interactive prototypes for web and mobile, validated with key users and stakeholders.
Collaboration: Worked with PMs, engineers, IT, and marketing teams to ensure technical feasibility and market alignment.
Design Delivery: Produced specifications, flows, and state documentation for engineering handoff.
Key features:
Reservation data validation: Travelers enter reservation number and departure date to retrieve details.
Guest data confirmation: Travelers confirm passenger details before paying.
Multi-method checkout: Pix and credit card, with support for installments up to 12x.
Payment history: Users see full payment history with statuses and actions.
Receipts and compliance: Digital signature and receipt confirmation included in the flow.
INSIGHTS
What we learned and achieved along the way

From offline to digital
Before Paymod, travelers in LATAM had to physically go to an agency to pay for their cruise. This project created the first online payment flow, enabling reservations to be completed entirely digitally.
📊 Result: A breakthrough shift in user experience — from offline, time-consuming processes to fast, self-service checkout.

Pix is surpassing cards in Brazil’s e-commerce
Brazil’s central bank projects Pix will overtake credit cards in e-commerce by 2025 (≈44% Pix vs. 41% cards). For Paymod, offering Pix alongside cards ensured broader adoption and higher conversion.
📊 Result: Strengthened adoption potential, especially for younger and mobile-first users.

Credit cards remain the standard for cruise payments
Globally, credit cards account for over 40% of travel and cruise bookings, remaining the default method for high-value transactions. In Brazil, they are still accepted by over 98% of online retailers.
📊 Result: Keeping credit cards as the primary method in Paymod aligned with user expectations and market standards.











